ACCESS NL > Relocating to the Netherlands > Banking in the Netherlands

Banking in the Netherlands

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An important factor in relocating to the Netherlands is how the local Dutch financial, banking system works. For many internationals the lack of credit card acceptance surprises for instance. Or, the fact that so much banking is in fact done online or via automatic debit. The answers to these, and many other bank, payment related issues can be found in the questions below.

How can I open a bank account?

What are the requirements to open up a bank account?

What are the accounts and services offered by banks?

How does a current account operate?

How do I use my bank PIN card?

What if I want to use my PIN card abroad?

What if I have lost my bank card or had it stolen?

What is a contactless payment?

Are contactless payments secure?

Are credit cards given by banks to all customers?

How easy is it to pay using my credit card in the Netherlands?

What is internetbankieren (internet banking) and how to use it?

How can I access my bank details using mobile devices?

What is the currency in the Netherlands?

Can you explain the numbering conventions used in the Netherlands?

How to exchange foreign money in the Netherlands?

What is an acceptgiro?

Can I directly invest money in the stock exchange?

What types of loans (leningen) are available?