ACCESS NL > Housing in the Netherlands > Mortgages in the Netherlands > When do I start to repay my mortgage?

Mortgages in the Netherlands

How do I get a loan for buying an apartment or a house?

Are there restrictions on how much I can borrow for my mortgage?

What are the types of mortgages available in the Netherlands?

How can I decide which mortgage is best for me?

How is the interest on my mortgage calculated?

What type of information is required when getting a mortgage?

When do I start to repay my mortgage?

You usually begin repaying your mortgage within a month of completing the purchase of your home. The bank will normally collect your monthly mortgage payments by direct debit.

What happens if I find that I can no longer afford to pay my mortgage?