Banking in the Netherlands

Print FAQ

How can I open a bank account?

To manage your day-to-day finances, you will need a current or payment account called a betaalrekening in Dutch.

Before you can open a bank account, you need to be a legal resident of the Netherlands. You should therefore register yourself with the municipality where you reside to make your stay legal (please refer to the ACCESS faq ‘First three months in the Netherlands‘ for more information). As soon as you have completed your registration and have been given your burgerservicenummer – BSN (citizen service number), you can go to any bank of your choice to open a bank account.

The major retail banks in the Netherlands that have their website available in English are ABN AMRO and ING Bank (limited information in English). Others in Dutch are Rabobank and SNS.

What are the requirements to open up a bank account?

What are the accounts and services offered by banks?

How does a current account operate?

How do I use my bank PIN card?

What if I want to use my PIN card abroad?

What if I have lost my bank card or had it stolen?

What is a contactless payment?

Are contactless payments secure?

Are credit cards given by banks to all customers?

How easy is it to pay using my credit card in the Netherlands?

What is internetbankieren (internet banking) and how to use it?

How can I access my bank details using mobile devices?

What is the currency in the Netherlands?

Can you explain the numbering conventions used in the Netherlands?

How to exchange foreign money in the Netherlands?

What is an acceptgiro?

Can I directly invest money in the stock exchange?

What types of loans (leningen) are available?