Will I still receive social security benefits when I leave the country?

To be eligible to receive most of the social benefits provided by the government in the Netherlands, you need to be living in the country. Hence, if you have been receiving benefits and you move abroad, in general you will lose the right to these benefits.

As a rule, everyone who lives or works in the Netherlands is covered by the Dutch national insurance scheme which is administered by the Social Security Office (Sociale Verzekeringbank – SVB). Through this scheme, you build up rights to an old age (AOW) pension and qualify for child benefits and survivor benefits.

However, if you leave the Netherlands, you will cease to be covered by the Dutch national insurance system. This will mean that:

  • You will not be able to continue to build up to a full AOW pension
  • You will not be able to claim a Dutch child benefit
  • If you pass away before your spouse, your partner may not receive any income from the National Survivor Benefits Act (ANW), or they may only get a reduced amount, depending upon your new country of residence

Here are some guidelines regarding certain benefits:

General Old Age Pensions Act (AOW)

For some countries, e.g. within the European Union (EU), European Economic Area (EEA) or Switzerland, the level of pension that you will have built up during your stay in the Netherlands will be paid to you when you reach pensionable age. For other countries, your full pension rights may be restricted or your payment rights may be stopped altogether after your move.

Child Benefit Act (AKW)

You will cease to receive AKW payments for your children once you and your family leave the Netherlands. If you remain in the Netherlands, but your child moves to live abroad permanently, then you will also lose your AKW entitlement. This will occur when you deregister your child from the municipality. When you first arrived in the Netherlands, you were obliged to register with the Basisregistratie Personen (BRP, the municipality’s personal records database). You can change your status online by logging onto the ‘My SVB’.

Disability Insurance Act (WAO/WIA)

In general, you will lose your right to a disability benefit (WIA) when you leave the Netherlands. However, the Netherlands has treaty agreements with certain countries including those of the EU, EEA and Switzerland where you will be entitled to continue receiving a benefit.
If you receive any other social benefit, you need to contact the organisation that pays the benefit to find out whether it can be continued after you have left the Netherlands.

In all cases, you are legally obliged to inform the organisation that pays your benefit about your plan to leave the Netherlands.

National Survivor Benefits Act (ANW)

If you or your partner dies after leaving the Netherlands, the surviving spouse may be entitled to receive a partial ANW benefit

To obtain contacts and/or special information that may apply to your situation visit the SVB website

What do I need to do with my rental property when I leave?

In general, the legal aspects to consider when terminating a rental contract, such as the notice period, are in the rental contract. If you are the tenant, read the terms and condition carefully to be sure you are not overlooking anything. First consider the notice period should you give to the landlord in order to terminate the rental agreement. You should do this exactly as the relevant contract clause indicates. In some cases, if you are thinking of terminating the contract before the agreed rental period is completed, there may be a penalty to pay. For other rental contracts, you may find that you are only obliged to live for a given period of time, e.g. one year in the property. After this point, you are free to serve notice of your intention to end the rental agreement, even if the contracted termination date has not yet been reached.

After giving notice, you should expect the property owner or his/her agent to arrange for an inspection of the accommodation with you at least two weeks prior to the date you wish to vacate the premises. A comparison will be made of the state of the property with the details provided in the inspection report drawn up at the start of the tenancy agreement. A transfer report may be issued by the owner or his/her agent which specifies any maintenance and restoration work that is required to be undertaken by the tenant prior to termination of the tenancy agreement.

Another important aspect is the refund of the deposit. The owner should refund this amount in full. However, he/she has the right to make deductions for damage to the property or to cover any rental arrears or any services or utilities provided by and paid for by the landlord and not included in the rental fee.

Sometimes, the rental contract requires you to clean the carpets, windows, curtains, cooking appliances, etc. before leaving the house. A cleaning company can help you with this. To find a cleaning company in your area, contact ACCESS at helpdesk[at]access-nl.org.

What should I bear in mind when leaving the Netherlands if I have a pet?

If you are going to fly out from the Netherlands, be aware that an airline can only carry a limited amount of animals on each flight. You may need to book it in advance to make sure you are able to fly in the same flight. Check with your dierenarts (vet) that the pet has its international passport and that all vaccines are up to date. Some countries ask for a blood sample to be taken in advance in order to verify that the pet has no diseases before allowing the pet to enter the country.

Check the blog Pettravel.com for advice on travelling with your pet. Some useful information about relocating with your pet and EU regulations can be found in the following links:

europa.eu/youreurope/citizens/travel/carry/animal-plant/index_en.htm
ec.europa.eu/food/animals/pet-movement_en

As I am now leaving the Netherlands, can I get a tax rebate?

Your tax liability will be assessed for the full tax year in which you leave the country. Therefore, the tax assessment of the income that you received whilst you were resident in the Netherlands (and any ongoing income from the Netherlands) will only be made at the end of the tax year by the Belastingdienst (Dutch tax office). Depending on the information that you have provided in the M form tax return, you may be eligible for a tax rebate which will be paid to you in the following tax year. To claim a tax refund an active DigiD is necessary. Please be aware that you cannot get and/or activate a DigiD once you have deregistered in the Netherlands, unless you have Dutch nationality or the nationality of an EEA country (EU plus Norway, Liechtenstein and Iceland).

What options do I have with property that I own?

If you own property in the Netherlands, you have two obvious possibilities, i.e. either sell it or rent it out. There are benefits and downsides for both options.

If you decide to sell your property, you will need to consider how long it may take to find a buyer and any potential difficulties that you may experience if you are unable to complete the sale before you leave the Netherlands. Whatever you decide, it is advisable to make use of a makelaar( real estate agency). Estate agents in the Netherlands have their own trade association, the  Nederlandse Vereniging voor Makelaars– NVM (Dutch association of estate agents) is a recognised body with their own code of ethics which its members are obliged to follow. The association can provide information on registered agents in your area, which you can find by visiting their website at: www.nvm.nl. All estate agents who are members of NVM also have access to Funda.nl which is a popular residential property website in the Netherlands.

Once a price has been verbally agreed with a potential buyer for your property, an official presale agreement or koopovereenkomst (contract of sale) must be prepared. Your estate agent will normally arrange this in conjunction with a lawyer or notaris (notary). The buyer and the seller will normally use the same notary as this saves on cost and paperwork. Both parties are required to sign and the buyer is allowed three days to withdraw without penalty. Once this three-day period has passed, the lawyer will be given the contract of sale and will set a date for completion.

If completion is likely to take more than two months, you can ask the buyer to pay a ten percent deposit at the time that the purchase agreement is signed. Once both parties are ready to complete the sale of the property, an akte van levering (transfer contract) will be signed by both parties demonstrating the change of ownership for the property. As soon as this deed is signed, the notary will register the details of the change of ownership with the Land Registry.

If you have a mortgage remaining once you have sold your property, you should check the terms and conditions of the contract to see whether or not it is advisable to pay off the balance early, or if there are any financial penalties or restrictions.

Depending on the type of mortgage you have, it may be more beneficial to continue the mortgage going once you leave the country, especially if you decide to rent out the property. You are advised to make an appointment with your mortgage provider to discuss the most convenient and sensible options open to you. We suggest you to check whether you are allowed to have a mortgage when you are no longer resident and that you can rent the property with the given mortgage.

How do I sort out my utilities commitments before I leave?

As soon as you know that you are leaving the country, but at least two weeks in advance, notify (by email or telephone) the companies providing you the service for electricity, gas and water, telling them that you wish to terminate the service from a specific date. They will send you a form to fill in (you might be able to do this online). Afterwards, they will send you an account statement detailing the total amount payable or indicating the amount that will be reimbursed to your bank account. If you are renting a property, this may be done by the rental agent or landlord when you vacate the property.

I have Dutch health insurance. Will I still be covered once I have left the Netherlands?

When you live in the Netherlands, you are in most cases required to take out a compulsory private health insurance policy with a commercial insurance provider. In addition, if you were earning an income whilst resident in the Netherlands, you also provided a contribution to the Dutch social security system for health insurance (ZVW) through your taxes. However, when you leave the Netherlands to go to live in another country, your existing Dutch insurance policy will normally no longer be valid. Some Dutch health insurance companies do provide specific health insurance products for those wishing to live abroad/emigrate. This will mean that you will need to change your health insurance policy with your provider.

You should contact your Dutch health insurance company about your move to notify them of the change (so that no further payments are made for your current policy) and to discuss the possibilities of having health insurance coverage in your new country of residence.

The country that I am moving to requires me to provide a translation of official documents which are in Dutch (birth certificate, marriage certificate, etc.). How do I do this?

When a translation of an official document has to be submitted to official bodies, either in the Netherlands or abroad, it is often stipulated that the translation must be ‘certified’. That is that the document has been translated by a certified professional translator and that the translation is complete and accurate. In the Netherlands, translation of formal documents such as birth certificates, marriage certificates or any official documents must be conducted by someone who is a “sworn” (beëdigde) translator. This is someone who has taken an oath before one of the Dutch District Courts that he/she possesses a formal qualification in translation and who meets a number of statutory requirements regarding qualifications, education and conduct.

Please note that in many countries, official documents may require some form of verification to prove their authenticity, i.e. the documents must be “legalised” though a court. In the Netherlands, there is the ‘apostille’ process, which is actually a simplified form of legalisation. An apostille which is issued in the Netherlands is recognized by all signatories to the ‘Apostille Convention’. Many countries have signed the Convention since its inception and in principle, no other formalities are required. Apostilles can be issued in Dutch, German, English, French, Spanish or Italian. For countries which are not signatories of the Convention, a formal legalisation process must be followed where a Dutch court authenticates the document. Further declarations are made by the Ministry of the Interior and Kingdom Relations, the Ministry of Foreign Affairs and the consulate or High Commission of the country in which the document is to be presented. Under certain circumstances, it may be worth noting that when moving to another country, if an apostille is required, it can only be given by the document’s country of origin. A Dutch document may have an apostille from Netherlands; however, a birth certificate from the US, for example, requires an apostille issued in the US.

If you require the services of a sworn translator or an office for an apostille and have difficulty finding one, please contact the ACCESS Helpdesk at helpdesk[at]access-nl.org which will provide assistance locating one in your area.

Who should I contact for help with moving house?

If you feel overwhelmed by all the arrangements that need to be made, you can opt to use a relocation company to assist you in this process. They can also advise you on such matters as contacting an international removal company and offering advice and help with getting settled in your new country.

Most relocation companies offer departure services, moving services and settling-in services. They can also advise whether your belongings should be transported to your new country by air, boat, rail or road.

If you want to use a removal company, you need to bear in mind that prices and services vary considerably from one company to another. It is therefore important to be clear about what services your require and to ask for written offers from at least three different companies. Some companies are more experienced than others at managing the movement of household items internationally. Long-distance shipments are sometimes expressed in terms of standard international container sizes, whereas more local moves will normally use one or more trucks.

In general, the price depends on:

  • The nature of the items being transported, volume and approximate weight.
  • The distance to be travelled.
  • The type of furniture and number of heavy or fragile items.
  • The number of staff required to conduct the move.
  • The floor on which you live or are you going to live; presence or absence of an elevator and general ease of accessing the premises.
  • The extra services that are offered (e.g. packing, unpacking, providing you with boxes and containers- most companies will provide these to your home in advance).

It is essential to make an inventory of what needs to be moved:

  • Make a list of everything that you want to move.
  • Make a list of valuable items and their worth for the removal company’s (and your own) insurance, with photographs.

The removal company will normally come to your house to estimate the volume and weight of your possessions as well as the number of boxes needed, before giving an estimate of cost. You may feel that you wish to pack some of your items yourself, and you can ask for boxes in advance to do this. However be aware that if you pack and seal the box yourself it will not be covered by the insurance of the packing company.

It is advisable to insure your inventory for the move. Removal companies often offer this insurance as part of the service, but the disadvantage can be that they might question every claim you make. Make photos of your belongings before packing, because they can be used as proof in case of damage.

I would like to study or do a short course in the Netherlands. What are the possibilities if I don’t speak Dutch?

There are many opportunities in the Netherlands for you to study or do a short course in English. Nuffic has a database of about 2,000 international study programmes and courses in English ranging from short training seminars to postgraduate degrees. You can find the database on the Nuffic website here.

In addition, many masters’ programmes and higher degrees at the major universities in the Netherlands are taught in English.

I would like to do a study or a short course that is not available in English. However, my Dutch is still at a low level. What can I do?

If this study or course is really important to you, you may consider to follow an (intensive) Dutch course on the level of NT2 (Dutch as a second language). Once you have passed the exam, your Dutch should be good enough to do a study in Dutch. Please keep in mind that it may take at least a year if you need to start (almost) from scratch.

Many universities also offer special Dutch courses or even a bridge year to help you prepare for the study you want to follow. Check with the university of your choice for the options available.

I would like to do a study at a secondary vocational education level in English. What are the options available?

There is a gap in the Dutch education system for those who would like to follow secondaryvocational education (MBO education) in English. There are some schools that offer bilingual courses on the MBO level, but most schools do not have a regular programme taught fully in English. Some schools (such as Mondriaan) offer these courses from time to time.

Here are a few examples of programmes offered in English:

1. Mondriaan International Stream
Mondriaan offers an international hotel management course on a pre-bachelor level in The Hague.
Website: www.rocmondriaan.nl/alle-opleidingen/manager-ondernemer-horeca-hotel-engelstalig

2. Summa International
Summa College is an MBO school in Eindhoven that offers international programmes every year, taught completely in English, and has been increasing the number of courses. Website: www.summacollege.nl/en/home

 

We suggest you look at websites for choosing a study track and search for English programmes (www.studiekeuze123.nl, in Dutch). You can also have a look at the MBO schools’ map (www.mboraad.nl/kaart-mbo-scholen, in Dutch) or send us an email and we will check which courses are available.