Relocating to the Netherlands

What is the currency in the Netherlands?

Can you explain the numbering conventions used in the Netherlands?

How can I open a bank account?

What are the requirements to open up a bank account?

What are the accounts and services offered by banks?

How does a current account operate?

How do I use my PIN card?

What if I want to use my PIN card abroad?

What if I have lost my PIN card or had it stolen?

What is IBAN?

What is PSD2?

How to exchange foreign money in the Netherlands?

Can I pay in a shop by using my mobile phone?

How can I access my bank details using mobile devices?

How easy is it to pay using my credit card in the Netherlands?

What is internetbankieren (internet banking) and how to use it?

What is an acceptgiro?

What is iDeal?

Can I directly invest money in the stock exchange?

What types of loans are available?

What is a contactless payment?

What is a BSN? Am I required to get one?

Will my driving licence be valid?

Which insurances are most important in the Netherlands?

Is there any insurance that applies to me as a student?

Can I take my pet with me on the passenger's cabin?

Do I need to register my pet in the Netherlands? And are there any costs involved?

Should I clean up after my dog?

I find it difficult and expensive to park my car in many major cities. Is there a way for me to park my car easier and cheaper?

How does the OV-chipkaart work?

What types of OV-chipkaart are there?

Are contactless payments secure?

Can I travel by public transport if I don't have an OV-chipkaart?

How can I find out which tram, bus or train I need and the departure times?

It seems that everybody is biking in the Netherlands. Where can I buy a bike for myself?

What kinds of bikes are available?

I have hardly any knowledge of biking. How can I learn to bike?

Are there any special traffic rules for cyclists?

What is the minimum age to ride a moped in the Netherlands?

Are there any special traffic rules for mopeds?

Can you give me an overview of the Dutch tax system?

What taxes will I have to pay in the Netherlands?

What types of indirect taxes are there in the Netherlands?

What dates does the tax year cover in the Netherlands and when do I need to provide a tax return?

How can I get help with my tax return?

How do I know if I must pay income tax?

How do I submit my tax return?

Can I claim any tax benefits against my declared income?

What about my savings and investments? Do I have to transfer them to the Netherlands?

When does the 30% ruling end?

Do I need to pay taxes if I bring my own vehicle to the Netherlands?

What is the bpm?

Who administers the social security schemes in the Netherlands?

Who is covered by the Dutch social insurance system?

What social security benefits are available in the Netherlands?

If I claim social security benefits, will it affect my residence permits?

What types of relationship contracts are there in the Netherlands for couples?

What is the Dutch law on matrimonial property?

What is the difference between marriage and registered partnership?

What are the steps to be followed and the costs to get married in the Netherlands?

What are the requirements to get married in the Netherlands?

My partner and I would like to have a religious marriage. What are the steps involved?

What is the applicable law in a divorce proceeding between spouses of different nationalities?

What is the jurisdiction of the Dutch Court in case of a divorce?

What do we need to do to legally get divorced?

Who should take care of the children in case of divorce?

What are the legal aspects to take into account when registering a death in the Netherlands?

Which documents are needed for registering a death?

What to do in order to repatriate the body of a family member?

Do I need to make a Dutch will whilst I live here or is the will I made in my home country valid?

May I disinherit my child or my partner in my will?

Which law of inheritance is valid if my partner or I should die during our stay in the Netherlands? The Dutch law or the law of my home country?

In the absence of a will, who inherits under the Dutch inheritance law?

Who would take care of the children if something were to happen to both parents?

Do I need a residence permit to live and/or work in the Netherlands?

How can I get kindersbijslag (child benefit) and how does it work?

Are credit cards issued by banks to all customers?

List of useful numbers in the Netherlands

How can I arrange a parking space lot near my house?

How are parking spaces lots organised in the Netherlands?

Which municipal taxes do I have to pay?

What to do when I hear the sirens?

Can I open a bank account without having a Burgerservice nummer (BSN)?

Do you have a partner but is he/she not officially registered as partner?

How can I avoid scams?

Unfortunately scams are always around ; criminals get smarter and find new tricks continuously.
Some general rules:
  •  if someone calls you saying they are from your bank, call them! Don’t use the number they called you but check the number of your bank’s customer service and use that number. Then check if they called you. If it is really the bank who called you they will understand and be happy you are careful. This also appies if any other financial organisation calls you.
  • if you receive an email/text message or other message (e.g. WhatsApp)  from a family member or friend asking urgently to pay a bill or give them a loan, CALL this person on his/her usual number and check. You will recognise the voice of the person and can be sure it was (or wasn’t) really this person.
  •  if you receive a bill you didn’t expect (e.g. from the taxes, your energy supplier, phone company etc.) don’t pay immediately but check your administration. If this doesn’t help, CALL the organisation sending you the bill on their usual number (not the number on the bill as it could be fake) and check.
It is suggested to check every request to pay or to transfer your money to another account carefully.
Are you still a victim of scams/cybercime, report to the police and make sure no traces get lost (don’t close your computer/phone, save as much information as possible and give this to the police. Also inform your bank. Sometimes they can give you your money back.

Which formalities are needed when I move within the Netherlands?