ACCESS NL > Living in the Netherlands > Living with COVID-19 > I have recently moved to the Netherlands and I don’t have a BSN number. Is it possible to have health insurance without a BSN number?

Living with COVID-19

Due to Covid-19, my contract has been cancelled and now I am unemployed. Am I eligible to claim [unemployment] benefits?

I’m leaving the Netherlands and I cannot visit the town hall in person. How do I de-register during the Covid-19 pandemic?

I received a letter to collect my updated residence card. I went to the office and it was closed. How can I collect the residence card during the Covid-19 pandemic?

I have recently moved to the Netherlands and I don't have a BSN number. Is it possible to have health insurance without a BSN number?

It is not possible to obtain Dutch health insurance without a burgerservicenummer (BSN – citizen service number).

If you are coming to stay in the Netherlands for more than four months, you are required to have a BSN. It is required for starting a job in the Netherlands, opening a bank account, using the health care system, applying for benefits, etc. When you are legally living or working in the Netherlands for longer than four months, it is compulsory to get Dutch health insurance, the so-called basisverzekering (basic insurance).

If you are temporarily residing in the Netherlands (fewer than four months), you are not obliged to take out Dutch health insurance. If you do not have a BSN, you are not registered in the Netherlands, but if you still would like to take out Dutch health insurance, you will need to apply at the Social Security Office (Sociale Verzekeringbank – SVB). If you are working, it is likely that the request will not be accepted. In that case, you should make sure to extend the international or travel insurance from your home country.

If you have further questions, contact the SVB on 020 656 4848. It is possible that they will ask you to fill out the form Wlz insurance position.

For more information related to your first three months in the Netherlands:

access-nl.org/relocating-to-netherlands/first-three-months/formalities/

At this time of the Covid-19 pandemic, I would like to help in any way possible. Are there any volunteering opportunities?

Can you tell me if there is any financial support for freelancers due to lost income caused by Covid-19?

What should I do if my temporary lease ends due to Covid-19?

Can I be evicted if I lose my job?

Can Covid-19 be a ground for terminating a rental contract prematurely on my behalf?