Banking in the Netherlands
How can I open a bank account?
What are the requirements to open up a bank account?
Banks are always reviewing their requirements for opening an account. Therefore, you are advised to check with the local branch of your chosen bank for their specific requirements. See below the usual requirements:
- proof of identity (passport or identity card)
- official proof of address, such as a tenancy agreement
- your burgerservicenummer – BSN (citizen service number). With ABN AMRO Bank it is also possible to open the account at the International Clients Desk before the BSN has been issued
- for-non EU residents you will need to show your residence permit or registration with the Foreign Police service (vreemdelingenpolitie)
- proof of your income, unless you are only opening a spaarrekening (savings account). Your contract of employment or three consecutive pay slips will be accepted by most banks as proof
A valid phone number (preferably a Dutch number) for communication purposes if you are staying for more than four months. As a new client, the bank may wish to check your credit history. Hence, the bank may instigate a credit check and register you with the Bureau Krediet Registratie – BKR (Central Credit Registration Agency).