ACCESS NL > Relocating to the Netherlands > Banking in the Netherlands > What are the accounts and services offered by banks?

Banking in the Netherlands

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How can I open a bank account?

What are the requirements to open up a bank account?

What are the accounts and services offered by banks?

The types of accounts offered are:

  • Betaalrekening (current account)
  • Spaarrekening (savings account)
  • Vreemde valuta rekening (foreign currency account)

Other services that banks may offer include:

  • debit and credit cards
  • internet banking (internetbankieren)
  • mobile banking (mobiel bankieren)
  • telephone banking (telefonisch bankieren)
  • investments (beleggingen)
  • private banking (requirements can differ per bank)
  • insurance (verzekering)
  • loans (leningen)
  • mortgages (hypotheken)
  • fixed-term deposits (spaardeposito’s)
  • life insurance (levensverzekering)

How does a current account operate?

How do I use my bank PIN card?

What if I want to use my PIN card abroad?

What if I have lost my bank card or had it stolen?

What is a contactless payment?

Are contactless payments secure?

Are credit cards given by banks to all customers?

How easy is it to pay using my credit card in the Netherlands?

What is internetbankieren (internet banking) and how to use it?

How can I access my bank details using mobile devices?

What is the currency in the Netherlands?

Can you explain the numbering conventions used in the Netherlands?

How to exchange foreign money in the Netherlands?

What is an acceptgiro?

Can I directly invest money in the stock exchange?

What types of loans (leningen) are available?