ACCESS NL > Relocating to the Netherlands > Banking in the Netherlands > What are the accounts and services offered by banks?

Banking in the Netherlands

Are credit cards issued by banks to all customers?

Are contactless payments secure?

What is a contactless payment?

What types of loans are available?

Can I directly invest money in the stock exchange?

What is iDeal?

What is an acceptgiro?

How easy is it to pay using my credit card in the Netherlands?

How can I access my bank details using mobile devices?

Can I pay in a shop by using my mobile phone?

How to exchange foreign money in the Netherlands?

What is PSD2?

What is IBAN?

What if I have lost my bank card or had it stolen?

What if I want to use my PIN card abroad?

How do I use my bank PIN card?

How does a current account operate?

What are the accounts and services offered by banks?

The types of accounts offered are:

  • Betaalrekening (current account)
  • Spaarrekening (savings account)
  • Vreemde valuta rekening (foreign currency account)

Other services that banks may offer include:

  • debit (PIN) and credit cards
  • internet banking (internetbankieren)
  • mobile banking (mobiel bankieren)
  • investments (beleggingen)
  • private banking (requirements can differ per bank)
  • insurance (verzekering)
  • loans (leningen)
  • mortgages (hypotheken)
  • fixed-term deposits (spaardeposito’s)
  • life insurance (levensverzekering)

What are the requirements to open up a bank account?

How can I open a bank account?

Can you explain the numbering conventions used in the Netherlands?

What is the currency in the Netherlands?