ACCESS NL > Healthcare in the Netherlands > Dutch medical insurances > Dutch health insurance > I have a Dutch health insurance and would like to change to another insurance company. How can I arrange this?
Dutch health insurance
What is included in the basic Dutch health insurance package?
Are there different health insurance policies? And what is the difference?
Is dental healthcare covered by the insurance?
Can I get additional coverage for my health insurance?
How will my children be insured?
Do I need to take out Dutch health insurance if I am on a short-term stay?
I just took out a Dutch health insurance policy but now the insurance company wants me to pay the premium for a few months retrospectively. Can they do that?
Do I need a Dutch health insurance or can I use an international health insurance?
If I don’t have a Dutch health insurance policy yet, is there a way to get my medical costs reimbursed?
What will happen if I don’t take out Dutch health insurance?
Is there a deductible (eigen risico)?
Does the deductible apply to all types of care?
My residence permit has expired and my application to renew it has been rejected. Can I still get medical help here?
Can I use my Dutch health insurance abroad?
I have a Dutch health insurance and would like to change to another insurance company. How can I arrange this?
You can change your health insurance company only once a year and only on 1 January. There is one exception: you can change your health insurance company during the year if you switch from one collective employer’s agreement to another (i.e. if you switch jobs).
You have to cancel your health insurance before 31 December. Your new health insurance company may offer to cancel your old insurance on your behalf. If they don’t offer this, it is best to send an aangetekende brief (registered letter) well in advance. A health insurance company is obliged to accept you for basic insurance, unless there are some payments overdue/outstanding at the current health insurance company. In such a case, the new company can refuse you basic health insurance.
The new health insurance company is allowed to refuse you for additional health insurance if you don’t meet its requirements. Therefore, it is advisable not to cancel your current additional health insurance until you have received an email or letter that the new company accepts you for additional insurance.