Most hospital accommodation is in shared rooms or wards of up to six patients. Wards may be mixed gender. Single-occupancy rooms are available in some hospitals, but they are mainly available for patients who need this for medical reasons. You can expect the following:
If you need hospitalisation, the costs are covered by your basic insurance. If you have a natura (in kind) policy, you will only be covered if you go to a hospital that is contracted by your insurance. It is advised to contact your insurance company to find out which hospitals are contracted. In case of emergencies, the costs are covered regardless of the kind of insurance (in kind or restitution).
In all cases, you have to pay your eigen risico (deductible) first.