Banking in the Netherlands
Are credit cards issued by banks to all customers?
Are contactless payments secure?
What is a contactless payment?
What types of loans are available?
Can I directly invest money in the stock exchange?
What happens with my money if my bank goes bankrupt?
What is iDeal?
What is an acceptgiro?
What is internetbankieren (internet banking) and how to use it?
There has been a huge growth in the use of internetbankieren (internet banking). More than 70% of bank customers use internet banking and all Dutch banks offer this facility. Internet banking provides the benefit of being accessible 24 hours a day, 7 days a week (although some banks may operate with time restrictions).
Not only the traditional banks offer internetbankieren, but there are also some banks without any physical offices that only offer banking via the Internet. Examples are Bunq and Knab. These banks are just as legal as any other Dutch bank.
Not only is internet banking easy for paying your regular monthly bills, but it offers the possibility to monitor and manage your own bank accounts. Transfers into and out of your personal or savings accounts, international transfers, and managing your investments are just a few of the many things you can do online.
In order to access your bank account details online, you will need to log in to your bank’s website using your electronic identifier provided by the bank and your debit (PIN) card. Follow the instructions which appear on the computer screen to log in.
You can find manuals for the largest internet banking providers below: