Banking in the Netherlands

What is the currency in the Netherlands?

Can you explain the numbering conventions used in the Netherlands?

How can I open a bank account?

What are the requirements to open up a bank account?

What are the accounts and services offered by banks?

How does a current account operate?

How do I use my bank PIN card?

What if I want to use my PIN card abroad?

What is iDeal?

Can I pay in a shop by using my mobile phone?

What is PSD2?

How to exchange foreign money in the Netherlands?

What is an acceptgiro?

Can I directly invest money in the stock exchange?

What types of loans are available?

Are credit cards issued by banks to all customers?

How easy is it to pay using my credit card in the Netherlands?

How can I access my bank details using mobile devices?

What if I have lost my bank card or had it stolen?

What is a contactless payment?

What is IBAN?

The IBAN code, which stands for ‘International Bank Account Number’, has been introduced to standardise the identification of bank accounts within the European Union.  In the Netherlands, the IBAN reference number consists of your current bank account number preceded by the country code NL, a 2-digit control number and the (abbreviated) name of your bank. For example: NL89-BANK-0123-4567-89.

Are contactless payments secure?