ACCESS NL > Leaving the Netherlands > Practicalities of leaving the Netherlands > I have a Dutch bank account. Do I need to close it before I leave?

Practicalities of leaving the Netherlands

I have a Dutch bank account. Do I need to close it before I leave?

Some Dutch banks operate internationally and have branches in other countries, whilst others focus their business only in the Netherlands. Ask your bank if there are possibilities to continue operating your account in your new country and what services will be available there.

If you arrange to transfer an account, make sure that you will be able to withdraw cash and make any payments on time in the new country.

You may wish to keep your Dutch bank accounts open for a period of time after you leave the Netherlands. In principle, this should not be a problem for the major banks, especially if you wish to keep a spaarrekening (savings account) open with the bank, as long as you have notified them of your change of address. Your bank may choose to put some restrictions on the operation of your betaalrekening (current account) and the use of any credit cards.

If you are planning to transfer large amounts of money abroad, such as following the sale of your house, make sure you choose the cheapest option available to you as the differences in commission and exchange rates can make a large impact on the transaction. If you sell your house, the Dutch solicitor will typically need to transfer the money to another solicitor (perhaps to buy another property in your new country) to avoid suspicion of money laundering. Your bank should be able to provide advice.

Sometimes, insurance companies offer special deals for expats. In this case, you might be able to continue your current insurance policies abroad. Check what possibilities are available with your insurance company. Some insurance premiums (especially for cars) are cheaper in other countries, so check first before continuing with a Dutch policy.

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What should I do with my Dutch car?

What do I need to do with my rental property when I leave?

What options do I have with property that I own?

How do I sort out my utilities commitments before I leave?

How do I end my Dutch telephone contract agreements

How do I end my TV/internet contract agreements?

What should I do with things I can’t sell?

Who should I contact for help with moving house?