ACCESS NL > Housing in the Netherlands > Mortgages in the Netherlands > When do I start to repay my mortgage?

Mortgages in the Netherlands

How do I get a loan for buying an apartment or a house?

Are there restrictions on how much I can borrow for my mortgage?

How can I decide which mortgage is best for me?

How is the interest on my mortgage calculated?

When do I start to repay my mortgage?

You usually begin repaying your mortgage within a month of completing the purchase of your home. The bank will normally collect your monthly mortgage payments by direct debit.

What are the types of mortgages available in the Netherlands?

What type of information is required when getting a mortgage?

What happens if I find that I can no longer afford to pay my mortgage?