ACCESS NL > Housing in the Netherlands > Finding a place to live > Should I buy or rent a house or apartment in the Netherlands?

Finding a place to live

Should I buy or rent a house or apartment in the Netherlands?

You may consider the following points before deciding to buy or rent a house:

  • The length of your stay: for a short period, it may be best to rent a house/apartment because of the costs associated with buying (approximately 6-7% of the purchase price) and potential renovation costs
  • Your budget: if you wish to buy, the bank will consider your income and assets to determine your maximum mortgage amount
  • Tax returns: depending on personal situation and taxable income

I want to rent or buy a property. Can you advise me how to find one?

What is the difference between a short-stay apartment and a hotel room?

How can I find a student room?

Which neighbourhoods are popular for expats?

What are the types of housing in the Netherlands?