ACCESS NL > Housing in the Netherlands > Finding a place to live > Should I buy or rent a house or apartment in the Netherlands?
Finding a place to live
Should I buy or rent a house or apartment in the Netherlands?
You may consider the following points before deciding to buy or rent a house:
- The length of your stay: for a short period, it may be best to rent a house/apartment because of the costs associated with buying (approximately 6-7% of the purchase price) and potential renovation costs
- Your budget: if you wish to buy, the bank will consider your income and assets to determine your maximum mortgage amount
- Tax returns: depending on personal situation and taxable income