ACCESS NL > Healthcare in the Netherlands > Having a baby in the Netherlands > Giving birth > Are the costs for giving birth covered by my Dutch health insurance?
Giving birth
Which are the options for delivering a baby in the Netherlands?
What will happen if I choose to give birth at home?
Can I choose to give birth in a hospital?
Will I be able to get pain relief?
Are the costs for giving birth covered by my Dutch health insurance?
In most cases the costs for giving birth are covered by the Dutch health insurance. However, you will have to pay the costs yourself if you decide to give birth in a hospital or birth centre without a medical necessity for doing so. Sometimes the additional insurance covers some of the costs. Please check with your insurance about what is covered.