ACCESS NL > Healthcare in the Netherlands > Having a baby in the Netherlands > Giving birth > Are the costs for giving birth covered by my Dutch health insurance?

Giving birth

Are the costs for giving birth covered by my Dutch health insurance?

In most cases the costs for giving birth are covered by the Dutch health insurance. However, you will have to pay the costs yourself if you decide to give birth in a hospital or birth centre without a medical necessity for doing so. Sometimes the additional insurance covers some of the costs. Please check with your insurance about what is covered.