ACCESS NL > Dual careers in the Netherlands > Working in the Netherlands > Dutch pension system > Will I be entitled to Dutch state pension (AOW) when I retire?
Dutch pension system
My payroll agency does not arrange pensions for its employees. As I am not a Dutch citizen, I am having a serious issue with a pension arrangement. Can you advise me on this matter? What should I do to set up a scheme?
What is the pension age in the Netherlands and who is entitled?
How can I take my pension to another country when I leave the Netherlands?
Will I be entitled to Dutch state pension (AOW) when I retire?
If you live in the Netherlands at the time you retire, you are entitled to AOW. As you haven’t lived in the Netherlands all the time you will receive a reduced AOW. If you don’t live in the Netherlands any more when you retire, you may be entitled to AOW if you live in a country that has a treaty with the Netherlands regarding social security. You can check what the regulations are for the country you are living in on https://https://www.svb.nl/en/aow-pension/claiming-an-aow-pension-if-you-live-outside-the-netherlands/deductions-from-your-aow-pension-if-you-live-outside-the-netherlands.