ACCESS NL > Dual careers in the Netherlands > Working in the Netherlands > Dutch pension system > My employer doesn’t offer any pensions. How can I arrange a pension myself?
Dutch pension system
My payroll agency does not arrange pensions for its employees. As I am not a Dutch citizen, I am having a serious issue with a pension arrangement. Can you advise me on this matter? What should I do to set up a scheme?
What is the pension age in the Netherlands and who is entitled?
How can I take my pension to another country when I leave the Netherlands?
Will I be entitled to Dutch state pension (AOW) when I retire?
My employer doesn’t offer any pensions. How can I arrange a pension myself?
Yes, you can do so. However, if you arrange something in the Netherlands, such as a lifetime annuity, it may cause problems getting the money when you have left the Netherlands. Therefore, it is important to get in touch with a financial advisor who is familiar with problems expats may have.