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Dutch social security and benefits

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Who administers the social security schemes in the Netherlands?

Who is covered by the Dutch social insurance system?

What social security benefits are available in the Netherlands?

Social security benefits are determined based on your income and assets. These include everything you own including your bank savings (i.e. car, jewellery, properties). Please note that no claims can be made within the first three months of moving to the Netherlands. Below is a summary of the five insurance benefits and allowances provided by the Dutch Government through the Social Security Office – SVB (Sociale Verzekeringbank):

  • Kindersbijslag (child benefit) – This is money paid by the government towards the expenses of raising a child. If you live or work in the Netherlands and you have a child or children under 18, you are eligible to the Dutch child benefit. It is available to all families independent of income or wealth. Click here for more information
  • Algemene Ouderdomswet – AOW (state pension) – The AOW is a basic state pension for people who have reached their AOW pension age. If you live or work in the Netherlands, you will almost certainly be insured under the AOW scheme. Click here to know about the pension age in the Netherlands and eligibility
  • Nabestaandenuitkering Anw (survivor benefit) – This benefit provide financial support from the government for people whose partner has died and for children who are orphaned
  • TOG allowance – This allowance is for children who are disabled or seriously ill and thus who often need more care than healthy children. If your child lives at home with you, you may qualify for this allowance
  • Exceptional Medical Expenses – Whilst it is compulsory for everyone who is living in the Netherlands to take out a basic health insurance, everyone who lives or works in the Netherlands is automatically insured under the National Act on Exceptional Medical Expenses (AWBZ). This Act provides reimbursement for care that is not covered by the regular health insurance (e.g. long-term nursing and home care)

Visit the Social Security Office (SVB) website for the complete list of available national insurance schemes and last updates.

If I claim social security benefits, will it affect my residence permits?