Moving to another country means that you need to get familiar with many practical things that seem so self-evident in your home country. One of these things is the way a country provides healthcare for its residents.
Standard insurance package (basisverzekering)
It is compulsory for everyone living in the Netherlands to take out a standard insurance package (basisverzekering) by a Dutch health insurance provider, except for expat workers of certain international organisations and embassies.
Health insurance companies have an obligation to accept everyone for the standard package, irrespective of gender, age and health. The coverage of this standard package (basisverzekering) is determined by the Government and is subject to annual review. However, insurance companies can decide themselves how the coverage will work.. For example, some providers will only allow you to see local doctors, while others may offer the possibility to travel abroad for healthcare if the service is not available in the Netherlands.
The standard package (basisverzekering) generally covers the following (but not always 100% of all costs):
- hospital care
- medical care by specialists, GPs and midwives
- dental care for persons younger than 18
- therapists, such as speech therapists and dieticians
- mental health care
- maternity care
- necessary medical help during a holiday or business trip abroad, worldwide. Please check with your health insurance provider which costs are covered, as it depends on the country you are visiting.
Supplementary health insurance
It is possible to take out supplementary health insurance but unlike the basic insurance policy, the insurance companies are not obliged to accept you for this. The supplementary package may cover physiotherapy, glasses and contact lenses, dental help for persons of 18 years and older and alternative medicine such as homeopathy and acupuncture. The coverage and premium differs per insurance company.
In the ACCESS guide "Healthcare in the Netherlands", you will find more information about the Dutch healthcare system; the Dutch national medical insurance, the family doctor (or huisarts), hospitals, dental care, mental health, pharmacies, maternity etc.
It is very important to have a right balance of mental and physical health to lead a happy life. If you are looking for some Health Advise, know more from the professionals:-
Jac has more than 20 years of experience in helping people deal with personal issues through archery. His method is swift and relaxed as the sessions take place in a private park. Jac feels that the best way to deal with past pain or future anxiety is to focus on the present while learning new skills in archery. This allows one to focus on the here and now rather than on past problems in order to achieve more in the future.
Lelia Spada is a Mindfulness Trainer and a coach.
She has a professional with a Bachelors Degree in Demographic Statistics, a Minor in Sociology and a Master Degree in Economics Statistics. Within Cisco Corporate she became a Business Motivational Coach. A Pilates Polestar Associate who developed into Mindfulness under the guidance of the Bangor University Mindfulness team. She is part of the Center for Mindfulness Research and Practice, CMRP and an accredited teacher for MBSR, Mindfulness Based Stress Reduction, program, ‘.b ‘ and ‘.b ‘ Foundations Programmes within the UK Mindfulness in School Organizations and of the latest Neuroscience based Breathworks approach. For more information, visit : www.leliaspada.com
Marie - Christine Belemsgiri-Dezaire
Marie-Christine is an aroma therapist and Pure Essential oils consultant. Through Healing Touch and Massage with essential oils, she helps people:
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For the past two decades Mohamed has studied and worked in many countries and added value to many multinational companies. He is a certified translator from the University of Applied Science in Cologne and certified coach from Anthony Robbins School of Coaching. Authenticity is key to success. He understands the challenges that expats face. Therefore, he guides expats to contribute to their organizations and loved ones. He coached in the areas of relationships, time management, weight loss, depression and overcoming fear of public speaking. Being a multilingual, he offers his services in Arabic, French, English and Dutch. Have quick look at his offerings here. For more informaton, visit: http://www.theexpatcoach.nl/
Vassia is a certified Psychologist. She has completed a Master course in Counseling and Career Guidance and has a 2nd Master course in Child and Adolescent Psychology. Vassia works with clients in one-to-one sessions but also organizes group workshops. Her clients’ well-being, self-pride and empowerment is her main goal. The most common issues she is dealing together with her clients have been: anxiety, depression, time management, family issues (divorce, adolescence, parenting, conflicts & infertility), panic attacks, relationships, self-development. For information of Vassia's work, visit : www.antiloneliness.com